Individual Pro pricing is the trap. Copilot is often half the seat cost of Cursor and lives in the editor you already use. Cursor is the editor. If your team will not leave VS Code or JetBrains, Copilot wins the rollout. If you want Composer and repo agents as the main surface, pay for Cursor.
Comparison
Cursor vs GitHub Copilot
| Dimension | Cursor | GitHub Copilot |
|---|---|---|
| Shape | AI-native IDE (VS Code fork) | Plugin in existing IDEs |
| Individual price band | Pro around $20/mo | Pro around $10/mo plus credits |
| Enterprise story | Growing, still a new editor | Default if you already bought GitHub |
| Tab completion | Excellent, aggressive | Excellent, familiar |
| Agents | First-class in the product | Present, not the whole identity |
Cursor. Pick Cursor for daily product work where multi-file edits are the point.
GitHub Copilot. Pick Copilot for the cheapest serious assistant, GitHub-native teams, and JetBrains users.
Profiles